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Cutting Expenses – Food
After gaining an awareness of your spending habits and creating a budget, it might be a good idea to look at what you can spend less on. Sometimes simply being aware of how much you spend on certain things is enough to make you think about purchases before you make them. That action alone can
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Budgeting
Most people associate the word budget with a negative thought. They find the word restricting. They hear it and the cringe. But that’s not what a budget is. Living on a budget is about living within your means. It’s about you being in control. A budget doesn’t mean you don’t have any money. It means
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Awareness
The first step in making any change is raising awareness. If I don’t know what the problem is, I can’t do anything about it. That’s where a lot of people, including myself, get stuck. We find ourselves in a situation we don’t know how to handle, let alone how to get out of, and feel



