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Cutting Expenses – Memberships and Subscriptions
You can literally get a subscription to almost anything these days. Streaming services, apps, food boxes, books, music, movies, and a thousand other services. On sites like Amazon, you can literally turn any purchase into a subscription. They offer discounts for signing up and generally, the cost seems pretty low. “Just $9.95 a month for
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Cutting Expenses – Cable, Internet, and Phone Services
These are common services most people utilize and pay for and often pay more than necessary without thinking. It’s possible to utilize these services for a lot less than you might think. Cable For me, the cable is eliminated. I don’t typically watch tv so in our household, it’s an unnecessary expense. We do watch
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Cutting Expenses – Utilities
Most of us pay for them and they are arguably considered a necessary expense. Whether you own your home or rent, you likely pay for basic utilities like electricity, water, sewer, gas, trash pick up, etc. And we likely pay more than we’d like to for them. While we may not be able to eliminate
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Cutting Expenses – Insurance
Insurance isn’t a bad thing, it’s there to protect you and your assets from damage, loss, liability, and a whole list of unforeseen and unplanned events. If something happens and you don’t have insurance, the cost is going to come out of your pocket and if you don’t have the money to cover it, you
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Cutting Expenses – Transportation
For most people, transportation is one of the largest expenses in their budget. When you factor in the cost of gas, maintenance, repairs, and insurance, those numbers can add up. If you’re making payments on an auto loan, the expense is even higher. Do you really need a car? If you live in an area





