saving

  • It may be that a work sponsored retirement account is not an option for you. Or maybe it is but they don’t offer a match. Perhaps there aren’t a lot of good choices of fund options in the work sponsored plan. This is common. If you have a work sponsored plan available and your company Read more

  • A vehicle is one of the most expensive things you will ever buy and most of us need, or at least believe we need, a car. If you live in an area that doesn’t have an easily accessible public transportation system, you probably need one. Owning a car is expensive. You have to pay for Read more

  • Emergency Funds

    The average American Household doesn’t prioritize saving, let alone have money set aside for emergencies. Typically, most people do not have enough to cover an emergency that costs $500, let alone a more expensive one. In most households, dealing with an emergency involves going into debt. We’ll talk about this in the next post, but Read more

  • Some expenses don’t happen on a monthly basis. They might be something that is needed every few months or even less often. If you buy certain things in bulk, such as toilet paper or paper towels, you might only buy them every other month, or every few months. Other examples might be things like insurance Read more