Debt

  • A vehicle is one of the most expensive things you will ever buy and most of us need, or at least believe we need, a car. If you live in an area that doesn’t have an easily accessible public transportation system, you probably need one. Owning a car is expensive. You have to pay for Read more

  • I believe it’s true that wise people learn from their mistakes and experiences. Even wiser people learn from the mistakes of others. We can all learn from each other, but only if we are willing to share those experiences. I would like to share some of mine with you to give you an example of Read more

  • Debt

    “Don’t have the money right now? Just charge it.” This has become the norm for too many of us. We can’t afford something so we purchase it with a credit card. We don’t have the money for a new car so we get a loan. We carry student loans for decades. We get sucked in Read more