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Investment Options: Individual Stocks, Mutual Funds, and Index Funds
Any time you put money aside, you are making an investment in your future. That may be in the form of saving for a future purchase, a future expense, an emergency fund, a new car, a home, retirement, etc. If you hold that money in cash, it actually loses value because inflation causes the value
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Individual Retirement Accounts
It may be that a work sponsored retirement account is not an option for you. Or maybe it is but they don’t offer a match. Perhaps there aren’t a lot of good choices of fund options in the work sponsored plan. This is common. If you have a work sponsored plan available and your company
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Retirement – Work Options
If you don’t want to live on Social Security in your golden years, which we’ve already discussed, is not going to replace your income when you want to retire, you need another plan. What do you want your life to look like when you’re in your 60’s, 70’s, and 80’s? Do you want your standard
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Social Security and Retirement
There are so many people who put off thinking about saving for retirement believing they will “catch up later”. It doesn’t seem so urgent when it’s decades away. And it always feels like there is time to do something about it, until there isn’t. Social Security was designed to help prevent poverty for people who
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Debt-Free Transportation: Tips for Ditching Car Loans and Interest Payments
A vehicle is one of the most expensive things you will ever buy and most of us need, or at least believe we need, a car. If you live in an area that doesn’t have an easily accessible public transportation system, you probably need one. Owning a car is expensive. You have to pay for
Ashes 2 FIRE 