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FI – Financial Independence
What does financial independence mean to you? Is it a number? A time frame? What is financially independent? What does it look like? These are questions I never really asked myself before until recently. Early this year I reached out to a friend whose advice I value about some financial choices I was weighing at
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Financial Responsibility in Recovery: Beyond Sobriety
What comes to mind when you think of the Recovery Community? What kind of people do you think of? Addicts? Alcoholics? Homeless people? People from dysfunctional families? Broken families? People with criminal backgrounds? What about the word recovery? Does it bring to mind 12-step programs like Alcoholics Anonymous, Narcotics Anonymous, or any of the other
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Renting vs. Owning: Making Informed Decisions for Your Future
After a handful of years working very hard to repair rebuild my credit, a whole new adulting idea came to mind. The thought of owning my own home. I made a call to a realtor last year and made it very clear that I wasn’t ready to buy, but that I wanted to gather information
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Credit Repair – Negative Items
Using credit wisely is the best way to avoid the need to “repair” credit. But for many of us, this lesson is learned the hard way long after our credit reports show a multitude of late payments and even collections. We find ourselves with an attitude of acceptance that our credit is just “ruined” and
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Effective Credit Card Usage: Benefits, Cautions, and Guidelines
If you use credit cards wisely, you can benefit from a lot of perks, depending on what that card offers. For example, if your card has a cash back benefit, you earn money as you use the card, and can generally trade in this money for a credit to your account, a gift card, use
Ashes 2 FIRE 